What is the Cibil Score?
What is the Cibil Score?
All financial institutions give loans on the basis of Cibil Score. If you have applied for loan in any financial institution – bank or finance company etc., then whether you get the loan or not depends largely on your Cibil Score.
So you will get loan or not? To know this, let us understand what is this Cibil Score? And on what basis the Cibil Score is determined? And what should be our Cibil Score to get the loan.
Friends, all the banks and finance companies of the country that provide loan loans. She shares the information and documents given by us with the Cibil company before giving the loan and sees the details of all our past financial transactions and gives us the loan only if our Cibil Score is correct. Cibil company assigns certain marks based on our credit card payment, check bounce, EMI installment payment, any old loan repayment age, delay or defaulter etc. and that is what we call Cibil Score.
CIBIL score ranges from 300 to 900.
In this, a Cibil score of 750 is considered good, which shows that the loan can be easily obtained. And a Cibil score of less than 650 is considered bad or low, in which the chances of getting a loan are negligible. If we want to get loan easily then it is important that we make our Cibil Score good because without it we face lot of problem in taking loan. So let’s know how to improve CIBIL score?
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